नई कर व्यवस्था 2025 – क्या हुआ बदलाव?
वित्त मंत्री निर्मला सीतारमण ने केंद्रीय बजट 2025 में आयकर स्लैब में बदलाव की घोषणा की, जिससे मध्यम वर्ग को बड़ी राहत मिली है। नई व्यवस्था में कम टैक्स दरें और अधिक छूट दी गई है, जिससे करदाताओं को अधिक बचत होगी।
नई और पुरानी टैक्स व्यवस्था की तुलना
| विवरण | पुरानी टैक्स व्यवस्था | नई टैक्स व्यवस्था (2025) |
|---|---|---|
| सालाना आय | ₹25,00,000 | ₹25,00,000 |
| कुल टैक्स | ₹4,57,000 | ₹3,43,000 |
| महीने की बचत | - | ₹9,500 |
New Income Tax (FY 2025-26)
➡ सैलरीड क्लास के लिए स्टैंडर्ड डिडक्शन ₹75,000 रहेगा, जिससे ₹12,75,000 तक की आय टैक्स फ्री होगी।
➡ सेक्शन 87A के तहत छूट ₹60,000 तक बढ़ाई गई है।
Old vs New Tax returns
➡ ₹25,00,000 वार्षिक आय पर पुरानी कर व्यवस्था में ₹4,57,000 का टैक्स देना पड़ता था।
➡ नई व्यवस्था में यह घटकर ₹3,43,000 हो गया है, जिससे हर महीने ₹9,500 की बचत होगी।
नई और पुरानी टैक्स व्यवस्था का फर्क-
पहले वाली टैक्स व्यवस्था में अगर किसी की सालाना कमाई ₹25,00,000 होती थी, तो उसे करीब ₹4,57,000 टैक्स देना पड़ता था। लेकिन नई टैक्स व्यवस्था में यही टैक्स घटकर ₹3,43,000 हो गया है। मतलब, हर महीने ₹9,500 की सीधी बचत!
New tax slab changes: Founds wise
Rs 0-4 lakh NIL
Rs 4-8 lakh 5%
Rs 8-12 lakh 10%
Rs 12-16 lakh 15%
Rs 16-20 lakh 20%
Rs 20-24 lakh 25%
Over Rs 24
lakh 30%
Inspect of New Income Tax Rule-
टैक्स कम होने से लोगों के पास ज्यादा पैसे बचेंगे, जिससे खरीदारी बढ़ेगी और बाज़ार में डिमांड भी बढ़ेगी। इसका सबसे ज्यादा फायदा रियल एस्टेट, ऑटोमोबाइल और कंज्यूमर गुड्स जैसे सेक्टर को
होगा।
Q: What is the new tax regime for 2025?
A: The new tax regime for 2025 brings some changes to the income tax slabs, with the aim of offering more relief to taxpayers. It simplifies the tax structure and provides options for those who prefer not to claim deductions and exemptions.
Q: Where can I watch the live Union Budget 2025?
A: You can watch the Union Budget 2025 live on various news channels such as Zee Business, NDTV, and CNBC TV18, or follow updates on government websites like PIB and the Ministry of Finance's official portal.
Q: What are the key highlights of Budget 2025?
A: Budget 2025 focuses on important areas such as economic growth, fiscal deficit reduction, tax relief, and support for various sectors. Some key aspects include changes to tax slabs, incentives for businesses, and a push for digital infrastructure.
Q: What are the new income tax slabs for 2025?
A: The new income tax slabs for 2025 aim to provide more relief to taxpayers. Under the new regime, there could be changes in the tax structure, including higher exemptions and reduced tax rates for certain income brackets.
Q: How do I calculate my income tax for AY 2025-26?
A: You can use an online income tax calculator to determine your tax liability for the Assessment Year 2025-26. These tools take into account your income, tax slabs, and any exemptions or deductions available under the current tax regime.
Q: What is the difference between the old and new tax regimes?
A: The main difference between the old and new tax regimes is that the new regime offers lower tax rates but without deductions like HRA, 80C, and others. The old regime allows for deductions, which might be beneficial for taxpayers with certain expenses.
Q: What are the budget 2025 updates for salaried employees?
A: Budget 2025 includes updates that may benefit salaried employees, such as changes in tax slabs, possible increases in standard deductions, and other provisions aimed at providing tax relief to the working population.
Q: Can I still avail of tax exemptions in the new regime for 2025?
A: No, the new tax regime for 2025 is designed for those who choose not to avail of exemptions or deductions. However, if you prefer deductions, you can opt for the old tax regime.
Q: Will there be any relief for individuals with incomes up to ₹12 lakhs?
A: Yes, there are discussions about providing income tax exemptions up to ₹12 lakhs under the new tax regime, which would be a significant relief for middle-income earners.
Q: When will Budget 2025 be announced?
A: Budget 2025 is set to be announced on February 1, 2025, with the Finance Minister presenting it in the Parliament.
Q: What are the new tax slabs for the financial year 2024-25?
A: The tax slabs for FY 2024-25 are expected to follow a similar structure with slight adjustments for inflation and other considerations. Specific updates will be announced with the budget presentation.
Q: Is there any provision for tax rebates in Budget 2025?
A: Yes, there are expected to be rebates available for certain taxpayers under the new tax regime in Budget 2025. These rebates will help lower the tax burden for eligible individuals.
Q: How will capital gains tax be affected by Budget 2025?
A: Budget 2025 may bring changes to capital gains tax, with potential revisions in rates or exemptions depending on the duration of holding assets. Updates will be available once the budget is officially presented.
Q: What is the impact of the 2025 Budget on the tax system in India?
A: The 2025 Budget aims to streamline the tax system, offering better clarity and relief for taxpayers while ensuring adequate revenue generation for the government. Expect reforms in both personal and corporate tax structures.
Q: How will the income tax regime change in 2025?
A: The income tax regime for 2025 may include revisions to existing tax brackets, with potential changes aimed at simplifying the process and reducing the tax burden on middle-class and salaried taxpayers.
Q: Will the Union Budget 2025 provide tax relief for the middle class?
A: Yes, there are expectations that the Union Budget 2025 will introduce tax relief for the middle class, particularly through changes in the income t
ax slabs and possible increases in exemptions.
What is the impact of the 2025 Budget on the tax system in India?
The 2025 Budget aims to streamline the tax system, offering better clarity and relief for taxpayers while ensuring adequate revenue generation for the government. Expect reforms in both personal and corporate tax structures.
